One of the High Costs of Having a Teenager

So R1 turns 16 in a few short weeks. Today I called the car insurance company to see how much it would cost for us to him to our insurance. 

I have two words for you, Oh my! I think my head might have exploded just a tad bit when the very nice woman told me how much my car insurance would go up each month. I even asked her to double to check that I received my child minor discount since I have been with them for over five years. Not only did I receive that discount but because R1 has a better than "B" average in school I received another discount. See kids, good grades do pay off, in the amount of car insurance your parents have to pay in order for you to be able to drive a car.

I called Hubs and gave him the bad news. And right after those few words came out of my mouth my head began to pound. 

I immediately began to think about all of the kids out there who R1 is friends with whose parents car insurance will also go up but those parents who purchased brand cars for those kids. So now you are talking about a car note as well. 

I would love to give my kids everything their hearts desire along with what my heart desires for them to have. But that is just not going to happen. I refuse to go into that kind of debt at this stage in the game. 

Hubs and I talked about maybe buying him a brand new one when he graduates from high school that way it will last him all four years of college and few years beyond that and then he can purchase his next new car but that is a few years away. Right now I'm trying to absorb the shock of the increase to my car insurance. 


Well I'm off to find some Advil or a big glass of wine or both. Anything to help with the pounding that is going on inside my head.